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Recent Articles
The Fed issues first interest rate cut in a decade
The Fed’s role is to maintain stability and “alleviate crises” in our financial system. Historically, they have issued rate increases…
Trucks are Refinanced More Than Any Other Vehicle on the Road: Here’s Why
Anytime you take out a loan for the purchase of a vehicle, you should plan to refinance (or refi) that…
From the Desk of Roger Douville: Collateral Lending
On Collateral Lending The amount of data at my fingertips is at times daunting. Tens of thousands of applications streaming…
We’re one of Austin’s Best Places to Work
That’s right. For the 6th year in a row, we’ve been named a Top Workplace by the Austin American-Statesman. Every year,…
How the auto industry influences your car refinance
Most consumers believe that credit history is the most important factor that influences the offers of credit they receive. Though…
From the Desk of Douville: Rising Above
Rising above when market conditions get tough There is no shortage of data documenting rising delinquency rates, losses trending upward,…
From the Desk of Roger Douville
My management philosophy I’ve been managing teams in the financial services industry for over 30 years and I dare say…
From the Desk of Roger Douville
Delinquency and Decisioning Last week’s employment numbers continue to shore up confidence in our economy, and with unemployment at 3.8%…
From The Desk of Roger Douville
Responding to Risk The uncertainty in the resale market today has us all questioning our risk tolerances with collateral values.…
