rateGenius Press


Our Story

Founded in 1999 in Austin, Texas with a goal to impact the financial lives of our customers, rateGenius connects people, products, and technology to find consumers the best auto loan rate. We do this by using our innovative origination platform together with our network of over 160 lending institutions nationwide to shop multiple offers and present the best option for the customer.


rateGenius has been featured in:




rateGenius facilitates $1 Billion in 2017


CreditKarma – Refinancing with bad credit

Tritium Investment and Recapitalization

rateGenius to donate $1 to Wounded Warrior Project for every July application

rateGenius donates $1,000 to Wounded Warrior Project


rateGenius Named Top Workplace – Austin American Statesman

rateGenius Named Top 3 in Customer Service by LendingTree

rateGenius Awarded Top 3 in Customer Satisfaction

rateGenius Reached Milestone of Over 334K Unique Auto Loans

rateGenius Exceeds Goal of $7 Billion In Auto Refinance Loans

rateGenius Insurance Agency Assets Acquired by Seeman Holtz Property & Casualty as Strategic Partnership

rateGenius Awarded Top 3 in Auto Customer Satisfaction by LendingTree for 6th Consecutive Quarter

rateGenius Exceeds Charitable Goals for 2017

rateGenius Projected Growth

recovering from Financial Mistakes

Austin American Statesman Top Workplaces 2017

YouTube: CommonCentsMike


Roger Douville Joins rateGenius as Director of Underwriting


Jack Jordan Named SVP


rateGenius is Austin’s Fourth Fastest Growing Company


rateGenius Partners with Sponge


Indirect Lending Technologies, L.L.C and RateGenius, Inc. Integrate Systems


rateGenius Helps Families


rateGenius Offers Auto Refinance


Executive Team:

Chris Brown, CEO & Founder
Chris Speltz, CEO
Timothy Smith, Chief Financial Officer
Scott Markland, VP of Business Development & Marketing
Christian Lavender, VP of Digital Marketing
Jim Potts, VP of Counsel & Compliance
John Kenny, VP of Technology
Roger Douville, Chief Lending Officer
Dianne McCarthy, VP of Human Resources
Hugo Morales, VP of Operations


Facts and Stats

Why we’re different:

  • Only lending platform that has no cost to the consumer with no hidden fees
  • Available in all 50 states
  • Refinancing as fast as one business day
  • Largest lender network; over 160 different lenders to provide the best rates possible
  • Walk customers through every step of the process


  • Over 260 employees
  • 570% growth in the last 5 years
  • Average of 49k site visitors per month
  • 45K applications per month
  • Average interest rate lowered by 5.27%* 2014-2017
  • Over $7 Billion in funded loans, and counting


Style Guide:

If using our full company name, the “r” is capitalized and the name is followed by “, Inc.” – RateGenius, Inc.

Example: Austin-based refinance platform, RateGenius, Inc., saves people money on their auto loans.

When simply using rateGenius, the “r” is always lowercase.

Example: rateGenius is an online refinancing platform based out of Austin, Texas.
Example: Based out of Austin, Texas, RateGenius, Inc. is an online refinancing platform.