Auto Refinance Rates
639 or less
36 Month Term
48 Month Term
60 Month Term
72 Month Term
Frequently Asked Questions About Auto Refinance Rates
Does your vehicle qualify for refinancing?
Make sure your vehicle is...
- Under 12 years old
- Under 120,000 miles
- A personal use vehicle
...and your current auto loan must have
- A balance between $10,250 and $55,000
- Funded at least 1 month ago
- At least 24 months of payments left
* Annual Percentage Rate (APR) estimates represents the average available rates among lenders in RateGenius’ lender network across various ranges of credit. These rates assume a loan to retail value ratio (LTV) of no more than 125% and a debt to income ratio (DTI) of no more than 50%. In addition to an individual’s LTV and DTI, the actual APR you may receive is dependent upon many factors evaluated at the time of application, which may include, among other factors, credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Estimated APR’s may not be available in the geographical area of your residence. While efforts have been made to maintain accurate information, the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 24%) and only borrowers with excellent credit will qualify for the lowest rate available.