Stephanie Colestock


Stephanie Colestock is a DC-based personal finance writer with an expert focus on credit and lending. With over ten years of industry experience, she is a regular contributor on sites such as Credit Karma, The Balance, Quicken Loans, Dough Roller, Finance Buzz, and more. She enjoys teaching people how to optimize their finances and save themselves money in the process.


Tiny Jack Russel dog in a car seat harness | Best Car Seats for Dogs 2021

Best Car Seats for Dogs and Why You Need One

Here are some of the best car seats for dogs in 2021, and why you […]

People walking across a busy street during sunrise in Manhattan, New York City |Cities With the Best and Worst Interest Rates

Cities With the Best (and Worst) Refinance Interest Rates

Where you live affects interest rates when refinancing your auto loan. When it comes to […]

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Car Title vs. Registration: What’s the Difference?

In order for motor vehicles to be legally owned and driven, you’ll need to file […]

happy dog sunbathing in car with open window - best cars for dogs 2021

The Best Cars for Dogs in 2021

Buying a new car means considering the features you, and even your furriest passengers, need […]

couple figuring out paying off credit card or auto loan first

Should I Pay off My Credit Card or Car Loan First?

If you have more than one type of debt, deciding where to focus your repayment […]

car buyers discussing down payment with salesman

Can I Get a Car Loan Without a Down Payment?

Even if you plan to finance your next car, you may still need to make […]

vehicle hands hold money and car cut-outs - vehicle bookouts refinance

Vehicle Bookouts: What to Expect When Refinancing Your Car Loan

When buying or refinancing a car, your lender will use a bookout to decide if […]

woman with dog thinking should she refinance car loan

When You Should and Shouldn’t Refinance Your Car Loan

Is there ever a right or wrong time to refinance a car loan? Whether you […]

mother teaching daughter about building credit

How (and Why) to Help Your Child Build Credit

Building good credit takes time, so many parents have started helping their kids earlier than […]

mom cosigning auto loan for adult daughter

Cosigning an Auto Loan With Your Child: Is It Ever a Good Idea?

Guaranteeing an auto loan as a cosigner may seem simple, but there are a few […]