Cristy Lynch

Cristy S. Lynch - RateGenius Senior Editor

Senior Editor

Cristy Lynch is Senior Editor at RateGenius and one of our resident auto lending experts. As a personal finance writer, she’s covered the automotive industry and insurance for many years. She’s written for Credit Karma, The Penny Hoarder, Clever Girl Finance, The Zebra, Bestow, and more. You can reach her on LinkedIn or


salesman and customer discussing car loan terms at dealership

Loan Terms: How Long Should I Finance (or Refinance) a Car?

It’s not just about the rates — how long it takes to pay back your […]

worried mother with face mask applying for refinancing during COVID-19

Car Loan Refinancing and COVID-19: What You Need to Know

The pandemic has impacted auto loan refinancing applications. Here’s why. In just a short time, […]

Coronavirus worries and auto refinance

Update: Auto Refinance Rates Drop After Federal Reserve Reacts to Coronavirus

Federal rate cuts may present favorable options for auto refinance loan shoppers. Updated on March […]

Concerned Driver with Upside Down Car Loan

Car Loan Upside Down? 5 Options When You’ve Got Negative Equity

You owe more on your auto loan than the value of the car itself. Now […]