Carter Kilmann

Carter Kilmann personal finance writer | RateGenius


Carter Kilmann is a personal finance writer and editor for hire, covering topics like credit cards, mortgages, budgeting, banking, and investing. He’s written for The Points Guy,, Thrive Global, Day to Day Finance, Money Mini Blog, and more.


A close-up photo of someone's hands writing and using a calculator to budget | 20 Personal Finance Tips for Every Stage of Life

20 Personal Finance Tips for Every Stage of Life

Need help managing your money? These personal finance tips can help you get started at […]

cash out car loan refinancing

What Is a Cash-Out Refinance Auto Loan?

Did you know you can get an auto refinance loan with cash out? You might […]

Young South Asian Woman with brown hair and a light blue knit sweater looks pensively into the upper right corner with her hand on her chin | 8 Car Insurance Questions To Refinance

8 Common Insurance Questions When Refinancing Your Car Loan

Yes, you need car insurance to refinance a car loan. But what else do you […]

A smiling couple is signing papers with a salesperson at a car dealership | Negotiate Your Car Lease Like a Pro

Negotiate Your Car Lease Like a Pro

Here’s what you need to know to negotiate your car lease without any experience whatsoever. […]

carvana vending machine

Should I Buy a Car From Carvana?

Thanks to Carvana, you don’t have to buy a car in person anymore. But should […]

retired couple cooking dinner - how to refinance car loan when retired

How to Refinance a Car Loan If You’re Retired

Thinking about refinancing a car loan as a retiree? Don’t worry — you can still […]

Speedometer increasing to 850 with the words "Great Credit Score" | Vehicles with the Worst Credit Scores

Does Your Vehicle Have One of the Worst Credit Scores?

Are you considering refinancing your auto loan? Your vehicle impacts your ability to qualify. A […]

Woman in denim shirt and glasses shrugging with a car illustration in a thought bubble | Can I trade in my upside-down car?

Can I Trade in My Upside-Down Car?

Yes, you can trade in an upside-down car. But that doesn’t mean you should. They […]

woman sitting in car thinking about what credit score needed to refinance

What Credit Score Do I Need To Refinance My Car Loan?

Considering an auto refinance loan but nervous about your credit score? Don’t worry, there are […]

woman needing help deciding which loans to pay off first

Which Loans Should I Pay Off First? Your Guide to Debt Repayment

Deciding which loan to pay off first is subjective, but here’s what you need to […]