by jguardione

Most Americans Can’t Afford Auto Repairs

Cornfield, a retirement analyst for Bankrate, notes that “if you are human, have a pet, kids, a house or a place to live, something is going to happen that will cost you money.”

However, our changing economy, demographics, and spending patterns has left many Americans strapped for cash, and more have had to sacrifice proper car maintenance because they just don’t have the funds to pay for it.

AAA recently conducted a study that led to an alarming statistic – 60 percent of Americans don’t have enough savings to cover a $500-$1,000 unexpected expense, such as a brake malfunction or a new radiator.

Instead of worrying about such problems, those in need should consider auto loan refinancing as a way to lower their monthly payment. This would give them extra funds to put towards emergency situations such necessary repairs.

Additionally, purchasing a vehicle service contract, though a potentially higher upfront cost, could save money in the long run because they cover the expensive parts and repairs. This will reduce the potential for a vehicular issue to unwind a person financially.


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by jguardione

Do you qualify to refinance?

[su_lead]Some people may avoid applying for auto refinancing because they are uncertain about whether or not they qualify. However, getting approved for a new auto loan might not be as difficult as you think.[/su_lead] A common misconception is that credit score is king - that it is the main determining factor for loan approvals, offers,…

by jguardione

From the Desk of Roger Douville

My management philosophy I’ve been managing teams in the financial services industry for over 30 years and I dare say that there isn’t much that surprises me any longer. Maybe you feel this way too? Oh sure, I read the articles, attend the seminars, and converse with other professionals in an effort to gain further…

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