About rateGenius

A better way to refinance your auto loan

Our Mission

Founded in 1999 in Austin, Texas with a goal to impact the financial lives of our customers, rateGenius connects people, products, and technology to find consumers the best auto loan rate. We do this by using our innovative origination platform together with our network of over 150 lending institutions nationwide to shop multiple offers and present the best option for the customer.

How it works

For Consumers

The auto refinance process with rateGenius is quick, easy, and simple. As a free service with the most expansive lender network and unparalleled customer service, it’s easy to understand why we are the largest and most trusted auto refinance provider in the country.

Find your rate

For Lending Partners

rateGenius provides filtered auto refinance volume within lending institutions’ field of membership and preferred guidelines on a pay-for-performance model. With our proprietary system, we easily grow loan share volume and improve portfolio performance without increasing operational costs.

Become a partner

For Employees

rateGenius promotes an empowered culture that encourages personal, professional, and business growth, focuses on the highest quality environment for people, products, and technology, and facilitates a cohesive community by actively encouraging communication between all.

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