Choncé Maddox

Choncé Maddox - RateGenius Contributor


Choncé Maddox is a Certified Financial Education Instructor (CFEI) and
personal finance freelance writer. Her work has been featured on
LendingTree, CreditSesame, and Barclaycard. She earned a Bachelor’s
degree in Journalism and Communications from Northern Illinois
University and resides with her family in the Chicago area.


Zoomed in photo of a blue and yellow CarMax license plate on a silve Honda vehicle in a dealership lot | Should I Buy a Car From CarMax?

Should I Buy a Car From CarMax?

Buying from CarMax might come with a higher price, but consumers praise the hassle-free experience. […]

Illustration of two men fighting over a enlarged semiconductor chip | Chip Shortage explained

The Global Chip Shortage: Explained

Microchip shortage means fewer cars and longer waits, but it could improve your refinancing odds. […]

Man seated in a car holding keys and smiling at the camera | Rent-to-Own Cars: Are They a Good Idea?

Rent-to-Own Cars: Are They a Good Idea?

If your credit score is low, you might consider exploring the pros and cons of […]

Woman in a white tank top and jeans in pumping gas | How You Can Save on Car Expenses

How You Can Save on Car Expenses

You can potentially save thousands a year with nine practical ways to cut car expenses. […]

Guy in striped shirt excited about buying a new car | How To Save Money on a New Car

How To Save Money When Buying a New Car

Buying a new car is a huge purchase but there are many ways to shop […]

wedding cake topper - what happens to debt when you divorce

What Happens to Debt When You Divorce?

When splitting up debt during a divorce, you have a lot of options both legal […]

couple spending emergency fund on renovations instead | when to use emergency fund

When To Use Your Emergency Fund (And When Not To)

Setting aside enough emergency savings is one thing, but what actually justifies spending that money? […]

same-sex couple discussing joint bank account

Should Couples Have Joint Bank Accounts?

A joint bank account can be a great way to combine finances, but it’s not […]

couple budgeting at home

Budgeting 101: How to Manage Your Money

Managing your money involves creating a plan for your money. That means creating a budget. […]

happy couple on their wedding day | how to talk finances before marriage

6 Financial Questions to Ask Your Partner Before Marriage

As you prepare to share your lives together, don’t forget to get on the same […]