Choncé Maddox

Choncé Maddox - RateGenius Contributor

Contributor

Choncé Maddox is a Certified Financial Education Instructor (CFEI) and
personal finance freelance writer. Her work has been featured on
LendingTree, CreditSesame, and Barclaycard. She earned a Bachelor’s
degree in Journalism and Communications from Northern Illinois
University and resides with her family in the Chicago area.

 

man using scissors to cut a credit card in half

Should I Cancel a Credit Card I Don’t Use?

It’s best to keep credit cards open. But if you need to close one, first […]

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definition of Lien being highlighted in pink highlighter

Can I Refinance With a Lien on My Car 

Having a lien on your car could make it difficult if you’re looking to refinance […]

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car payment with calculator

Biweekly or Monthly Car Payments, What’s Best?

Biweekly payments can help you get ahead on your car loan, but they might not […]

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New cars lined up in a dealership car lot

Will Applying for Multiple Car Loans Affect My Credit?

Rate shop with the least impact to your credit score by making multiple inquiries at […]

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woman shopping for used car

You Bought a Used Car, Now What?

Buying a used car can be stressful, but knowing what to do after you buy […]

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Man smiling while being handed keys to his new car

Vehicles With the Best (And Worst) Credit Scores

The borrowers of these vehicles had the highest and lowest credit scores in 2021. Credit […]

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frozen credit card - how to freeze your credit

How to Freeze Your Credit

Freezing credit protects against identity theft and prevents new credit access until unfrozen. Your credit […]

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Zoomed in photo of a blue and yellow CarMax license plate on a silve Honda vehicle in a dealership lot | Should I Buy a Car From CarMax?

Should I Buy a Car From CarMax?

Buying from CarMax might come with a higher price, but consumers praise the hassle-free experience. […]

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Illustration of two men fighting over a enlarged semiconductor chip | Chip Shortage explained

The Global Chip Shortage: Explained

Microchip shortage means fewer cars and longer waits, but it could improve your refinancing odds. […]

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Man seated in a car holding keys and smiling at the camera | Rent-to-Own Cars: Are They a Good Idea?

Rent-to-Own Cars: Are They a Good Idea?

If your credit score is low, you might consider exploring the pros and cons of […]

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