Choncé Maddox
Contributor
Choncé Maddox is a Certified Financial Education Instructor (CFEI) and
personal finance freelance writer. Her work has been featured on
LendingTree, CreditSesame, and Barclaycard. She earned a Bachelor’s
degree in Journalism and Communications from Northern Illinois
University and resides with her family in the Chicago area.
Should I Cancel a Credit Card I Don’t Use?
It’s best to keep credit cards open. But if you need to close one, first […]
Can I Refinance With a Lien on My Car
Having a lien on your car could make it difficult if you’re looking to refinance […]
Biweekly or Monthly Car Payments, What’s Best?
Biweekly payments can help you get ahead on your car loan, but they might not […]
Will Applying for Multiple Car Loans Affect My Credit?
Rate shop with the least impact to your credit score by making multiple inquiries at […]
You Bought a Used Car, Now What?
Buying a used car can be stressful, but knowing what to do after you buy […]
Vehicles With the Best (And Worst) Credit Scores
The borrowers of these vehicles had the highest and lowest credit scores in 2021. Credit […]
How to Freeze Your Credit
Freezing credit protects against identity theft and prevents new credit access until unfrozen. Your credit […]
Should I Buy a Car From CarMax?
Buying from CarMax might come with a higher price, but consumers praise the hassle-free experience. […]
The Global Chip Shortage: Explained
Microchip shortage means fewer cars and longer waits, but it could improve your refinancing odds. […]
Rent-to-Own Cars: Are They a Good Idea?
If your credit score is low, you might consider exploring the pros and cons of […]