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At rateGenius we believe it is important for our customers to know who is helping them with their auto refinance. Geniuses are the foundation to the rateGenius Loan Services program and help to provide a great experience and save you money. Each week we will introduce a new member of our team. In this week’s edition, let’s get to know Tara B., Controller .
What has been your favorite experience so far at rateGenius?
It’d have to be the deep sea fishing trip in Port A, it was a rush fighting with huge fish for 20 mins and finally reeling them in!
What was the first concert you attended?
Lollapalooza 1995!
What is the furthest from Texas you have traveled?
Germany, about to be Italy and France in a couple of months.
What historical figure do you admire most?
Socrates, he was a classical greek philosopher, so brilliant, he really makes you learn to think.
If you had to spend a million dollars in one day what would you do?
I’d buy a huge yacht to travel the world and spend the rest of the money on short term cds so I would have the means to fund my travels.
What was your favorite movie as a child?
Otis and Milo, an animal movie, anything with animals had my attention.
What animal best describes your personality and why?
I would say a lion, prideful, self sufficient and strong willed.
What is one thing your co-workers don’t know about you?
I’ve jumped out of a plane twice.
If you could have dinner with three celebrities, who would it be and where would you eat?
Juliette Lewis (Natural Born Killers) Uma Thurman and Quentin Tarantino – who cares where we eat, do you see who I’m eating with???
If you were supreme ruler of the earth, what would be your first action?
Definitely resolve the pet population issue so there will be no more pets in need of a good home.
Drivers looking to lower monthly payments, reduce interest costs, or upgrade vehicles often face the same question: Is it smarter to refinance a current auto loan or trade the vehicle in for something else? Both options can improve a financial situation under the right circumstances, but the long-term savings depend on factors like credit score,…
Refinancing a car loan is often positioned as a smart financial move, especially when interest rates drop or a borrower’s credit profile improves. In many cases, auto loan refinancing can lower a monthly payment, reduce the annual percentage rate (APR), or create more manageable loan terms. However, refinancing is not always the right decision. Certain…
Credit checks are a foundational part of lending and underwriting. Whether applying for a credit card, auto loan, mortgage, or refinancing an existing vehicle loan, lenders evaluate credit information to determine risk. The difference between a soft pull and a hard credit inquiry can influence approval decisions, interest rates, and even short-term credit score movement.…