What Can Auto Refinancing Do for You?
- Lower monthly payment
By refinancing, you can often get a lower monthly payment, which frees up cash in your budget and enables you to put more of your money toward what matters most.
- Lower interest rate
If your credit score has improved since you took out your auto loan and/or prevailing interest rates have dropped, then you may be able to take advantage of a lower interest rate through a refinance, which can save you money over the life of the loan by decreasing how much you pay in interest.
- Payoff your loan faster
Some drivers opt to refinance because they want to accelerate the loan payoff. This type of refinance increases your payment but puts you on the fast track to full car ownership.
Drivers trust RateGenius for exceptional service & savings
4.9 Stars
4.7 Stars
Which Auto Refinance Company Is Right for You?
RateGenius wants you to find a partner that delivers the best savings for your credit profile. It might be RateGenius, or it might not.
Select your credit score range to sort the listings.
Credit Score
Brand
Top Offers
Cust. Rating
Avg. Savings*
Profile
* This value was calculated by using the average monthly payment savings for customers, 1/1/22-12/31/22.
About the Featured Companies
Founded in 1999 in Austin, Texas, with a goal to impact the financial lives of customers, RateGenius connects people, products, and technology to find consumers a new auto loan to fit their needs. RateGenius does this by using an innovative origination platform together with a network of over 150 lending institutions nationwide to shop multiple offers.
AUTOPAY is a team of people from all kinds of backgrounds and experiences to create something new: a bunch of technologists, lending experts and customer service fanatics. AUTOPAY seeks a better way to do car loans.
Since 2007, Tresl has equipped car owners to reach their financial potential by guiding them through the car financing process. Tresl directly delivers savings into the palm of your hand by connecting you to competitive car loan rates from our network of lenders. Tresl’s Finance Advisors walk you through the entire process, from application to titling (and every step in between). Tresl’s digital platform allows you to complete your documents and check your auto loan status without leaving the comfort of your couch.
Why Choose RateGenius
to Refinance Your Auto Loan
More Options.
RateGenius has built a nationwide network of 150+
financial institutions specializing in auto loans, giving you
access to a competitive marketplace, more potential
offers and savings opportunities on your vehicle financing.
Big Saving, Delivered.
Refinancing a costly auto loan can create valuable space
in your budget. And customers who refinance through
RateGenius lower their monthly car payments, on
average, by $101* per month.
20+ Years of Expertise.
RateGenius has helped drivers make car ownership more
affordable since 1999, with over 400,000 loans funded. Our
staff of experienced loan specialists are here to guide you
through the refinance process.
The Process Is Simple and Fast
- APPLY IN MINUTES
Complete a loan
application online or
call 1-866-728-3436.
- REVIEW OFFERS
We bring customers refinance
opportunities from a nationwide
market place of lenders.
- CLOSE AND SAVE
Finalize your loan online or have
the paperwork delivered.
Customers Love RateGenius
Drivers have awarded us 4.9 out of 5 stars across more than 11,000 certified customer reviews.
Lauren R.
on Credit Karma
"This Company is great. Fast approval and service. They had my loan refinanced within one week!"
Roger Recommended on Facebook
"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend. "
"This Company is great. Fast approval and service. They had my loan refinanced within one week!"
Lauren R.
on Credit Karma
"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend. "
Roger Recommended on Facebook
RateGenius has helped drivers make car ownership more affordable for 20-plus years, with over 400,000 loans funded. Our staff of experienced loan specialists are here to guild you though the process of buying out your lease.
Call us today at 1-866-728-3436 or apply online
We help people save money on their auto loans with a network of 150+ lenders nationwide.
* This value was calculated by using the average monthly payment savings for our customers from January 1, 2023 through December 31, 2023.
We help people save money on their auto loans with a network of 150+ lenders nationwide.
* This value was calculated by using the average monthly payment savings for our customers from January 1, 2023 through December 31, 2023.