Affordable Financing for
Don’t overpay. Access competitive rates from 150+ lenders through RateGenius
Drivers trust RateGenius for exceptional service & savings
4.9 Stars
4.7 Stars
Why Choose RateGenius for Your
Auto Financing
Why Choose RateGenius for Your Auto Financing
Rates from
4.67%**
$101/mo. avg.
payment savings*
400,000+ loans
financed
Too Many Drivers Overspend on Auto Loans
Because They Don’t Check for Better Deals.
Too Many Drivers Overspend on Auto Loans Because They Don’t Check for Better Deals.
RateGenius Makes It Easy.
A lot of drivers turn to car dealers to facilitate their auto loans through lenders they work with. But that limits your options and, in a lot of cases, means you miss out on the most affordable terms. It pays to shop around. That’s where RateGenius comes in.
Access to an Extensive Network of
Potential Lenders
Access to an Extensive Network of Potential Lenders
RateGenius has built a nationwide marketplace of financial institutions offering great deals on automotive financing. When you apply through us, you benefit from more competitive rates and solutions, tailored to a range of credit profiles.
A Streamlined Application Process
Applying for a new auto loan through RateGenius
takes minutes. You can choose to apply online or over the phone.
Applying for a new auto loan through RateGenius takes minutes. You can choose to apply online or over the phone.
Expertise You Can Rely on
RateGenius’s experienced team of loan specialists support you every step of the way throughout the process of securing a new auto loan, accessing your vehicle title and more.
Refinance with RateGenius A Fast, 3-Step Process
- APPLY IN MINUTES
Complete a loan
application online or
call 1-866-728-3436.
- REVIEW OFFERS
We bring customers refinance
opportunities from a nationwide
market place of lenders.
- CLOSE AND SAVE
Finalize your loan online or have
the paperwork delivered.
Empowered Car Buyers
Shop for the Best Financing First
Empowered Car Buyers Shop for the Best Financing First
Reasons to secure an auto loan commitment
before you purchase a car.
- The loan process can help define your budget
Accessing RateGenius’s marketplace for vehicle financing before you buy enables you to gauge how much car you can afford, as well as what your interest rate and monthly payment likely would be on an auto loan, based on your credit and other financial factors.
- You can focus on price negotiations
By taking the question of your financing out of the conversation around vehicle price, you are neutralizing a key negotiation tactic used by dealer salespeople: manipulating auto loan terms to make a car appear more affordable. When you have your financing, all there is to talk about is cost.
- Knowledge is power
When you come to the dealer with your vehicle financing lined up, it shows you’re an informed and serious shopper. Dealer salespeople will see that as a signal that you mean business.
Customers Love RateGenius
Drivers have awarded us 4.9 out of 5 stars across more than 11,000 certified customer reviews.
Lauren R.
on Credit Karma
"This Company is great. Fast approval and service. They had my loan refinanced within one week!"
Roger Recommended on Facebook
"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend. "
"This Company is great. Fast approval and service. They had my loan refinanced within one week!"
Lauren R.
on Credit Karma
"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend. "
Roger Recommended on Facebook
We help people save money on their auto loans with a network of 150+ lenders nationwide.
* This value was calculated by using the average monthly payment savings for our customers from September 1, 2024 to March 28, 2025.
** For well-qualified borrowers. Rates are subject to change and may not be available in all states. Customers must meet income qualifications, debt to income requirements and other vehicle restrictions such as loan to value, age, and mileage.
We help people save money on their auto loans with a network of 150+ lenders nationwide.
* This value was calculated by using the average monthly payment savings for our customers from September 1, 2024 to March 28, 2025.
** For well-qualified borrowers. Rates are subject to change and may not be available in all states. Customers must meet income qualifications, debt to income requirements and other vehicle restrictions such as loan to value, age, and mileage.