AVG. SAVINGS of $116.71/month*
Refinance and save on your auto loan
Join auto refinance experts at RateGenius® to find you a more affordable car payment.
Competitive APR
Our network of trusted lending partners compete to deliver you the most competitive rates available**
Avg. savings of $116.71/mo*
We’ll let the numbers speak for themselves. Get started, and get into a better loan in a matter of minutes.
Don't pay for 45 days
Sign documents with just a few taps from your device. Interest accrues from the date of the new contract.
LENDER MARKETPLACE
Nationwide network of 150+ lending partners
We've built a nationwide network of 150+ financial institutions specializing in auto loans, giving you access to a competitive marketplace for more potential savings opportunities.
HOW IT WORKS
Simple and fast process
1. Apply in minutes
Take a moment to answer a few questions so we can tailor our offerings and maximize your savings.
2. Shop rates
Working with a national network of lenders, we saved our average customer over $1,400.52* last year.
3. Verify & sign online
Use your account to manage your online application, sign documents electronically, and much more.
FOCUSED ON YOU
Prioritizing your experience above all else
We use 128-bit encryption, the same security major banks use, and NEVER sell your personal information to third parties.
FROM OUR CUSTOMERS
What our customers are saying
"Great professional service, efficient communication. And most importantly great results!! I highly recommend them and Joseph specifically was a delight to work with."
"This was a quick and seamless process. They were able to give me a lower rate and lower payment that included gap insurance."
"Brandon W. was such a huge help in refinancing my car! This was my first go-around with refinancing anything and he made it such a seamless process. 10/10 highly recommend!"
"Everyone involved in helping me was a pleasure to work with, quick, responsive, and dropped my loan APR by over 3%."
"My loan specialist Rob from the Denver office was a massive help and was instrumental with saving me money and expediting the process of refinancing a vehicle."
"Easy to sign up for and the responses to my questions were answered quickly. A very personal one on one process."
ASK THE EXPERTS
Experts available to help every step of the way
Need advice? Our team of loan specialists are here to help make getting an auto loan easy. We're available on your schedule over text, email, or phone.
* This value was calculated by using the average monthly payment savings for our customers from September 1, 2024 to March 28, 2025.
** For well-qualified borrowers. Rates are subject to change and may not be available in all states. Customers must meet income qualifications, debt to income requirements and other vehicle restrictions such as loan to value, age, and mileage.
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