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Explore Auto Refinance Rates and Calculators

RateGenius® is here to help you find the auto
loan refinancing that’s right for you. View the
latest rates available from our lender
marketplace, and take advantage of powerful
tools to calculate your potential savings

START YOUR REFI

Refinance with RateGenius 

A Fast, 3-Step Process

APPLY IN MINUTES

REVIEW OFFERS

CLOSE AND SAVE

Complete a loan
application online or
call 1-866-728-3436.

Refinancing a costly auto loan 
can create valuable space in 
your budget.

Finalize your loan online or have the paperwork delivered.

GET STARTED

We help people save money on their auto loans with a network of 150+ lenders nationwide.

* This value was calculated by using the average monthly payment savings for our customers from March 1, 2024 to August 31, 2024.

** For well-qualified borrowers. Rates are subject to change and may not be available in all states. Customers must meet income qualifications, debt to income requirements and other vehicle restrictions such as loan to value, age, and mileage.

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Customers Love RateGenius

Drivers have awarded us 4.9 out of 5 stars across more than 11,000 certified customer reviews.

Lauren R.
on Credit Karma

"This Company is great. Fast approval and service. They had my loan refinanced within one week!"

Roger
Recommended on Facebook

"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend.”

Ready to lower your monthly car payment?

If your current auto loan doesn't work for your budget, or
you're simply curious if a better deal on vehicle financing
is out there, RateGenius is here to help.

Explore Refinance

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Auto refinance rates change frequently. Check out the current estimates from our marketplace of 150+ lenders

See today’s current auto refinance rates

Auto Refinance Calculators

Enter your vehicle loan details to calculate your auto loan
payment savings, schedule and more.

Payment Savings Calculator. How much could you save on your monthly auto payments? Enter your loan amount, term, and interest to see estimated payment and savings
.
Early Payoff Auto Loan Calculator. See the interest savings you can earn by making additional payments toward the principal balance of your auto loan.

LTV Calculator. Evaluate your car’s loan-to-value (LTV) ratio and
learn its importance to potential lenders when it comes to refinance.

SEE TODAY'S RATES

Explore Auto Refinance Rates and Calculators


RateGenius® is here to help you find the auto loan refinancing that’s right for you. View the latest rates available from our lender marketplace, and take advantage of powerful tools to calculate your potential savings

START YOUR REFI

Auto Refinance Calculators

Enter your vehicle loan details to calculate your auto loan payment savings, schedule and more.

See today’s current auto refinance rates

Payment Savings Calculator 

You could buy out your lease in cash, however that may deplete your savings. A loan makes your path toward car ownership more manageable
.
Early Payoff Auto Loan Calculator

See the interest savings you can earn by making additional payments toward the principal balance of your auto loan.


LTV Calculator

Evaluate your car’s loan-to-value (LTV) ratio and learn its importance to potential lenders when it comes to refinance.

Refinance with RateGenius A Fast, 3-Step Process

APPLY IN MINUTES

Complete a loan
application online or
call 1-866-728-3436.

REVIEW OFFERS

Refinancing a costly auto loan 
can create valuable space in 
your budget.

CLOSE AND SAVE

Finalize your loan online or have the paperwork delivered.

GET STARTED

Customers Love RateGenius

Drivers have awarded us 4.9 out of 5 stars across more than 11,000 certified customer reviews.

"This Company is great. Fast approval and service. They had my loan refinanced within one week!"

Lauren R.

on Credit Karma

"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend.”

Roger

Recommended on Facebook

Ready to lower your monthly car payment?

If your current auto loan doesn't work for your budget, or
you're simply curious if a better deal on vehicle financing
is out there, RateGenius is here to help.

Explore Refinance

We help people save money on their auto loans with a network of 150+ lenders nationwide.

* This value was calculated by using the average monthly payment savings for our customers from March 1, 2024 to August 31, 2024.

** For well-qualified borrowers. Rates are subject to change and may not be available in all states. Customers must meet income qualifications, debt to income requirements and other vehicle restrictions such as loan to value, age, and mileage.

Auto refinance rates change frequently. Check out the current estimates from our marketplace of 150+ lenders

SEE TODAY'S RATES

4.9 Stars

4.7 Stars

Drivers trust RateGenius for exceptional service & savings

4.9 Stars

4.7 Stars

Drivers trust RateGenius for exceptional service & savings