About Us

RateGenius connects people, products, and technology to find consumers the best auto loan rate. We do this by using our innovative origination platform together with our network of over 150 lending institutions nationwide to shop multiple offers and present the best option for the customer. 

Established in 1999 in Austin, Texas 

The RateGenius Advantage

We help people save money on their auto loans with a network of 150+ lenders nationwide. The auto refinance process with RateGenius is quick, easy, and simple. We are the largest and most trusted auto refinance provider in the country. 

A better way to refinance your auto loan.

Have a question? Get answers.  |  1-855-417-5337


A Better Car Payment in Minutes.

Refinancing could lower your auto loan rate and monthly payment while saving you hundreds of dollars.



Average Savings of


Disclaimer: All loans are subject to credit and underwriting approval. The programs advertised on this landing page are not a commitment or guarantee from RateGenius or its lender partners to lend. Programs, rates and other terms & conditions on this landing page are subject to change without notice.

*This value was calculated by using the average monthly payment savings for all RateGenius customers from January 1, 2019 through December 31, 2019. 

9300 United Drive, Ste 180, Austin, Texas 78758  
Toll-Free: 1-855-417-5337 

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Fill out your application online or over the phone. 


We find lenders who can offer you a reduced rate. 


Finalize your loan online or have the paperwork delivered. 

“WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend.” 

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“This company is great. Fast approval and service. They had my loan refinanced within one week! ” 

on Credit Karma