Month: January 2018

by Julia Guardione

From the Desk of Roger Douville

Lending Policy Pitfalls In each lending institution, there is always at least one staff member who takes these loan procedures literally. They are the sticklers for procedure; the black and white brigade; the “no gray area there” people. Much time is likely spent coaching them about what makes each loan applicant’s circumstances unique and how […]

by Julia Guardione

Auto loan rates to rise in 2018: What it means for you

In recent years, lenders have offered decent rates on auto loans, even to subprime candidates, in order to boost sales and respond to the increasing price of new cars. However, the Federal Reserve increases interest rates if they believe there are too many risky loans funding sales. This increase is meant to deter subprime borrowers […]

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