About Us

RateGenius connects people, products, and technology to find consumers the best auto loan rate. We do this by using our innovative origination platform together with our network of over 150 lending institutions nationwide to shop multiple offers and present the best option for the customer. 

Established in 1999 in Austin, Texas 

The RateGenius Advantage

We help people save money on their auto loans with a network of 150+ lenders nationwide. The auto refinance process with RateGenius is quick, easy, and simple. We are the largest and most trusted auto refinance provider in the country. 

A better way to refinance your auto loan.

Have a question? Get answers.  |  1-855-417-5337

RateGenius

A Better Car Payment in Minutes.

Refinancing could lower your auto loan rate and monthly payment while saving you hundreds of dollars.

Recommended by EdFed

LOWER MY PAYMENT

$96

Average Savings of

/mo.*

Disclaimer: All loans are subject to credit and underwriting approval. The programs advertised on this landing page are not a commitment or guarantee from RateGenius or its lender partners to lend. Programs, rates and other terms & conditions on this landing page are subject to change without notice.

No quote or purchase of insurance necessary, need not be an Allstate customer to take advantage of this offer. Products and services are offered by third parties for the benefit of their customers. Allstate does not endorse or take any responsibility for their products, services, or websites, or make any representations or warranties concerning the content, accuracy, completeness, timeliness, operation, or quality of such products, services, or websites. Cannot be combined with any other offer. Void where prohibited by law. 

*This value was calculated by using the average monthly payment savings for all RateGenius customers from January 1, 2021 through December 31, 2021. 

9300 United Drive, Ste 180, Austin, Texas 78758  
Toll-Free: 1-855-417-5337 

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APPLY IN MINUTES

Fill out your application online or over the phone. 

CHOOSE A LOAN

We find lenders who can offer you a reduced rate. 

START SAVING

Finalize your loan online or have the paperwork delivered. 

“WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend.” 

Roger
Recommended on Facebook

“This company is great. Fast approval and service. They had my loan refinanced within one week! ” 

Lauren
on Credit Karma