Auto Refinance Savings

When you purchased your car, you may have received a higher interest rate than you deserve. We will work with our trusted lending network to achieve the best auto refinance savings for which you qualify. Whether you are looking to reduce your monthly auto payment, get a lower interest rate, shorten the term of your loan and/or take up to a 60-day break from those payments, RateGenius can help.

Our loan officers take time to understand your unique financial situation and goals. They will be able to explain how much money you can save with auto refinance. In addition, they review the products you purchased when you acquired your vehicle, such as your Service Contract or GAP coverage, to make sure you received a fair price.

Reduce your Monthly Vehicle Payment

This example shows how RateGenius can lower your payment and save you thousands over the life of your loan. Through the RateGenius Automotive Refinancing process this customer saved over $81.37 per month and $4,882.20 over the life of the loan.

Loan Amount - $30,000


Original Loan New Loan
Term 60 Months 60 Months
Simple Interest Rate 9.75% 3.99%
Payment $633.73 $552.36
 
TOTAL SAVINGS $4,882.20

Shorten the term of your loan

In this example we shortened the term of the loan by 6 months and reduced this customer's interest rate. Even though there wasn't much payment savings, rateGenius was able to save this customer $3090.13 in finance charges over the life of the loan. We also shortened the time until their vehicle was paid in full. By doing this, the customer has a better opportunity to build equity faster in their vehicle.

Loan Amount - $20,000


Original Loan New Loan
Term 66 Months 60 Months
Simple Interest Rate 7.99% 3.24%
Payment $375.47 $361.51
 
TOTAL SAVINGS $3,090.13

Take advantage of this great savings opportunity yourself, Apply Today!