About RateGenius

Based in Austin, Texas, RateGenius is a multi-state, web-based loan brokerage company. By hosting a virtual marketplace, RateGenius brings together qualified borrowers and competitive lenders to create the best possible financing opportunity for our customers.

We offer:

  • Financing of a new or used car from a dealer, or a car at the end of a lease
  • Refinancing of an existing car loan
  • No interest prepayment penalties
  • Extended warranties and mechanical breakdown insurance
  • Credit insurance

RateGenius is licensed as a registered lender with the Texas Office of Consumer Credit Commissioner and is a member of the Better Business Bureau. All lenders in the RateGenius network are either FDIC-insured banks, thrifts or licensed lenders.